Communication Between Enterprises and Banks
Prepare Documents and Submit
Choose the Application Method
The enterprise concerned shall first consult with a bank over the fundamental issues. The
consultation, on the one hand, assists the bank in understanding the enterprise's financial and
operational situation, as well as its loan requirements, to better assess loan risks. On the other
hand, this helps the enterprise understand the bank's requirements and strive to meet them, thereby
increasing the success rate of the loan application. Determine the intended bank based on the
communication results.
Option I:The document checklist for Beijing Loan Service Center includes the following
documents: the electronic business license, an authorization letter for loan business, authorization
letters for data and document files, etc. Additional documents such as intellectual property
certificates, real estate certificates, enterprise purchase contracts, and entrepreneurship
guarantee loans are also required depending on the type of the loan applied for.
Option II:Contact the credit departments of major banks and provide corporate information on,
such as, business scope, operating profit, total assets, production capacity, net profit, enterprise
liabilities, enterprise credit, shareholder and legal person credit, etc.
Note:Different banks may have varying loan requirements. Please follow the specific
requirements of the intended bank for loan application.
Option I: Visit the Services Section of the official website of Beijing Loan Service Center at
https://banshi.beijing.gov.cn/shoudai/shoudai.html and apply through "Apply for Financing". In the meantime, you can apply for the interest subsidy for the first loan.
So far, 22 banks have joined Beijing Loan Service Center, alongside various institutions involved in financing guarantees, financing leases, asset assessments, small loans, etc., which are inseparable from loan application. On-site support is therefore guaranteed for enterprises with services related to bank loans and diverse financing channels.
Address:Beijing Government Service Center (1 West 3rd Ring South Road)
Tel:010-89153158
Note:The bank reserves all rights to the final result.
Option II:Direct Contact with Credit Departments of Major Banks