Mobile Payment

Ministry of Commerce of the People's Republic of China
2024-04-24

(I) Foreigners can download and install WeChat or Alipay Apps and follow the instructions to input foreign or Chinese mobile phone numbers for account registration.

(II) Foreigners can bind the Apps with international bank cards with the Mastercard, Visa, JCB, Diners Club, and Discover logos or Chinese bank cards with the logo of UnionPay.

(III) Foreigners can scan the collection QR code or show the payment QR code when making payments.

Notes for binding international bank cards:

1. When binding an international bank card to Alipay or WeChat,  it is necessary to obtain authorization from the foreign issuing bank. However, some issuing banks may reject the binding request due to their system's inability to recognize the connection information. In such cases, it is advisable to contact the issuing bank's customer service center or consider using a Chinese bank card instead.

2. When using Alipay or WeChat for QR code payments through the bound international bank card, users are not required to pay an additional servicefee if the transaction amount does not exceed  CNY 200; or, users need to pay a service fee at 3 percent of the transaction amount if the amount exceeds CNY 200.

3. Alipay and WeChat have set transaction limits for bound international bank cards,  with an annual limit of USD 50,000 and a single transaction limit of USD 5,000. It is recommended that users who have bound international bank cards to the Apps consider your specific use cases before using mobile payment.

(IV) Users of AlipayHK, Wechatpay HK (HKSAR), mPay (Macao SAR), Kakao Pay (Republic of Korea), Touch'n Go eWallet (Malaysia), HiPay (Mongolia), Changi Pay (Singapore), OCBC (Singapore), Naver Pay (Republic of Korea), Toss Pay (Republic of Korea), and TrueMoney (Thailand) can make QR code payments through these e-wallets in the Chinese mainland.