For purchasing second-hand houses through agencies:

The entire process can be conducted online.

To initiate a house purchase through a housing provident fund loan, please follow the steps below:

1. Log in to the personal online service platform as a loan applicant and access the 'I Want a Loan' section. Select 'Application for Personal Housing Loans Supported by Housing Provident Fund for Purchasing a Second-hand House' based on your intended property.

2. Application procedures:

(1) Read the application guidelines;

(2) Complete the application details;

(3) Select the relevant department and entrusted bank;

(4) Upload necessary application materials;

(5) Submit your loan application.

Once the loan application is submitted by the loan applicant, the Management Center's application processing department will provide the applicant with timely updates on the application status and any further steps or requirements via phone, personal online service platform, and other channels.

When buying a house through a bank loan, please contact the specific bank handling your loan application for further details on loan terms, required materials, and the application process.

For purchasing second-hand houses without the assistance of agencies:

Both parties must visit the online signing counter at the district (county) commission of housing and urban-rural development of registration department to sign the purchase and sale contract. It is essential to have documents such as passports and notarized translations readily available .

Whether buying a property through an agency or independently, the procedures of applying for housing provident fund loans and bank loans remain unchanged.